By inputting your email address you agree to allow us to communicate important information about your inquiry via email. Occasionally, we may email you information about mortgage products (if you do not wish to receive these types of emails, you can always change your email preferences later). By selecting Create Account, you agree that you are providing an electronic signature for yourself, and that you are authorized to provide an electronic signature for any joint customer. You also agree that a representative of our company may contact you or any joint customer at any phone number or email address you provide during this online session, even if you have previously indicated your preference of do not call or do not email; with a government registry or with our company or any of our branch offices. If you provide us with your mobile device information, you agree that we may contact you via your mobile device. (Your mobile carrier's charges may apply.) You can revoke your agreement to be contacted at any time. In addition, entering your phone number, you agree that Homeside Financial, and any other DBA of Lower, LLC, may call and text you with offers and other information, including through the possible use of an auto dialer and prerecorded messages, at the number you provided. You are not required to consent in order to obtain a loan.